3-D Secure Payment Gateway by CardinalCommerce
CardinalCommerce的
3-D安全支付网关
Cardinal Consumer Authentication, leveraging 3-D Secure, helps you:
利用3-D安全的基本消费者认证可帮助您：
1. Reduce fraud
1.减少欺诈行为
2. Accept more sales and improve authorization rates
2.接受更多销售并提高授权率
3. Comply with regulations like PSD2-SCA (in Europe)
3.符合PSD2-SCA（在欧洲）之类的规定
4. Reduce manual review for fraud
4.减少对欺诈的人工审核
5. Cut chargeback fees
5.减少退款费用
Compatible with the following payment service providers (PSPs):
与以下支付服务提供商（PSP）兼容：
* Authorize.net
* Authorize.net
* Chase Paymentech
* Chase Paymentech
* CyberSource
* CyberSource
* First Data
*第一个数据
* Heartland
*心脏地带
* Network Merchants (NMI)
*网络商家（NMI）
* PayPal PayflowPro
* PayPal PayflowPro
* And more
*还有更多
Support for Visa, MasterCard, Discover, American Express, JCB, and Diner’s Club.
支持Visa，MasterCard，Discover，美国运通，JCB和Diner's Club。
Call 877-352-8444 to receive credentials and get started!
致电877-352-8444接收凭据并开始使用！
Protect Your Online Store From Fraud with 3-D Secure
使用3-D Secure保护在线商店免受欺诈行为
CardinalCommerce (a wholly owned subsidiary of Visa) offers a rules-based 3-D Secure (3DS) solution called Cardinal Consumer Authentication.
CardinalCommerce（Visa的全资子公司）提供基于规则的3-D安全（3DS）解决方案，称为Cardinal Consumer Authentication。
Protect your web store from fraud, reduce false declines, reduce manual review of orders, and improve your authorizations.
保护您的网上商店免遭欺诈，减少虚假拒绝，减少对订单的人工检查，并改善您的授权。
Supports Verified by Visa (VbV), Mastercard SecureCode/Identity Check, Discover ProtectBuy, and American Express Amex Safekey.
通过Visa（VbV），万事达卡SecureCode /身份检查，Discover ProtectBuy和美国运通Amex Safekey验证的支持。
Activate Cardinal Consumer Authentication to Comply with PSD2 SCA
激活主要消费者身份验证以符合PSD2 SCA
If you sell to consumers in the European Economic Area (EEA), and use acquiring services in the EEA, then you will be required to comply with the PSD2 requirement for Strong Customer Authentication (SCA).
如果您向欧洲经济区（EEA）的消费者出售产品，并在EEA中使用收单服务，那么您将必须遵守PSD2的强客户认证（SCA）要求。
Your online store must support SCA for all digital transactions starting September 14, 2019. (Mastercard will require issuers, merchants, and acquirers to support SCA in the EEA starting in April, 2019.)
从2019年9月14日开始，您的在线商店必须为所有数字交易提供SCA支持。（万事达卡将要求发行人，商人和收单方从2019年4月开始在EEA中支持SCA。）
EEA countries include Austria, Belgium, Bulgaria, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway
EEA国家包括奥地利，比利时，保加利亚，捷克共和国，塞浦路斯，丹麦，爱沙尼亚，芬兰，法国，德国，希腊，匈牙利，冰岛，爱尔兰，意大利，拉脱维亚，列支敦士登，立陶宛，卢森堡，马耳他，荷兰，挪威
, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.
，波兰，葡萄牙，罗马尼亚，斯洛伐克，斯洛文尼亚，西班牙，瑞典和英国。
How 3-D Secure Solves for SCA
3-D Secure如何解决SCA
EMV® 3-D Secure (commonly known as 3DS 2.0) authenticates Card-Not-Present transactions to reduce fraud and false declines, and to increase good orders, with a better checkout experience for consumers.
EMV®3-D Secure（通常称为3DS 2.0）对不存在卡的交易进行身份验证，以减少欺诈和虚假拒绝并增加良好订单，并为消费者提供更好的结帐体验。
The PSD2 SCA requirement can be fulfilled by 3-D Secure because it works on any device and enables two-factor authentication.
PSD2 SCA要求可以由3-D Secure满足，因为它可以在任何设备上运行并启用两因素身份验证。
Why Cardinal Consumer Authentication is THE Merchant Solution
为什么基数消费者认证是商家解决方案
Cardinal Consumer Authentication is an industry-leading solution for merchants to authenticate digital transactions, leveraging 3-D Secure.
Cardinal Consumer Authentication是针对商家的业界领先解决方案，可利用3-D Secure来验证数字交易。
CCA balances the risk of the transaction with the consumer experience and authenticates most transactions behind the scenes.
CCA在交易风险与消费者体验之间取得平衡，并在幕后验证大多数交易。
There is no consumer impact or interruption to the checkout process in most cases, and CCA uses consumer-friendly challenge methods to limit friction when necessary.
在大多数情况下，不会对消费者造成影响或不会影响结帐流程，CCA会在必要时使用对消费者友好的挑战方法来限制摩擦。
EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere.
EMV®是在美国和其他国家/地区的注册商标，在其他地方是未注册的商标。
The EMV trademark is owned by EMVCo, LLC
EMV商标归EMVCo，LLC拥有
Resources
资源
